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Old June 4th, 2003, 08:48 AM   #1
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Hello everybody, my life turned for the worse today, I lost my familys house. I have been unemployed since march and had been unable to locate a new job. I feel like I let them down so much. I don't know where we are going, but with god's help and prayer maybe we will find somewhere.
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Old June 4th, 2003, 09:57 AM   #2
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Been there, deckape, and, trust me, it will ultimately work out for the best - it worked out OK in the end for me (same basic circumstances, in fact).

What do you do?

Anyway, best wishes, good luck - and I'm thinking positive thoughts for you. Keep us posted, OK?

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Old June 4th, 2003, 10:23 AM   #3
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i use to install office furniture (cubicals). then I got this job setting up cigarette displays nationwide in conveniance stores. RJR is the hold up. they won't give us the go ahead to do more stores, so 26 installers is sitting on their astrums.
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Old June 4th, 2003, 10:36 AM   #4
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I'm so sorry to hear to hear about your situation, deckape. Me and mine will be keeping you in our prayers. Hang in there.
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Old June 4th, 2003, 11:44 AM   #5
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North Carolina
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Old June 4th, 2003, 11:48 AM   #6
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You have support my friend.
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Old June 4th, 2003, 01:16 PM   #7
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I'm sorry to hear of your situation, Deckape. I am a firm believer that the Lord never gives us more than we can handle. It just seems that way sometimes. Don't despair, you WILL land on your feet.

Have you checked some of the online job-search sites?
2 that come to mind are --

www.monster.com
www.hotjobs.com

Hopefully, these will be helpful.

You and your family will be in my thoughts and prayers.

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Old June 9th, 2003, 01:08 PM   #8
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Deckape,
I saw this post and had to reply. I have 2 suggestions:

1)If you are a veteran the VA might be able to help you.

2)Depending on the type of forclosure and the laws of your state sometimes the property can be saved.

Paul
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Old June 9th, 2003, 01:29 PM   #9
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Federal bankruptcy laws also allow some property to be retained. A good BK lawyer will be able to explain how it works.

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Old June 9th, 2003, 04:42 PM   #10
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In deed Federal bankruptcy can provide a very tight sheald but you cannot forgive a mortgage, the home would have to be sold. But all other debts can be done away with.
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Old June 9th, 2003, 05:00 PM   #11
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It would depend on the amount of equity in the home, if I remember right. If the numbers work out right, he might be able to retain the house. I don't know because the BK laws changed not long ago, so he'd have to talk to a BK lawyer.

And you're right, you can't forgive a mortgage, but you can reaffirm it if the equity numbers are right.

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